Health status health insurance and health services utilization 2001 household economic studies p70 106 f t p t t r n o t e r i u issued february 2006 current population reports by shailesh bhandari this report presents health service uti lization rates by economic and demo graphic characteristics health insurance coverage status and health status 1 the health service utilization . Coverage affects medical service utilization and cost uninsured people more often forgo or delay medical services compared with people who have health insur ance coverage 4 further uninsured people are more costly to the health care system than are insured people 5 this report examines the relationship between medical services utilization health status health insurance coverage and . The utilization of health care services and insurance status we do not know if this is be cause people who anticipate poor health buy more insurance or take jobs with generous medical coverage or because insurance lowers the cost of health care increasing the. Background achieving universal health insurance coverage by means of different types of insurance programs may be a pragmatic and feasible approach. The effect of health insurance coverage on the use of medical services michael anderson carlos dobkin and tal gross nber working paper no 15823
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